| Minimum Balance | Rs. 1000/- For Term Deposit and Rs. 100/- for Recurring Deposit. Deposit amount should be in multipul of Rs. 100/- | ||
| Document Requirement | Officially valid documents (OVDs) for KYC purpose include: Passport, driving licence, voters’ ID card, PAN card, Aadhaar letter issued by UIDAI and Job Card issued by NREGA signed by a State Government official. | ||
| -- INTEREST RATE -- | |||
| SR. NO. | DEPOSIT TYPE / PERIOD | INDIVIDUAL & SOCIETY INTEREST RATE | SCENIOR CITIZEN INTEREST RATE |
| 1 | TERM DEPOSIT | ||
| 7 TO 16 DAYS | 4.25 % | 4.35 % | |
| 74 TO 180 DAYS | 4.50 % | 4.60 % | |
| 181 TO 1 YEAR | 6.25 % | 6.35 % | |
| 1 YEAR 1 DAY TO 2 YEAR | 7.50 % | 7.60 % | |
| 2 YEAR 1 DAY TO 5 YEAR | 6.75 % | 6.85 % | |
| ABOVE 5 YEAR | 6.50 % | 6.60 % | |
| 2 | RECURRING DEPOSIT | ||
| 12 MONTH | 6.25 % | - | |
| 24 MONTH | 7.50 % | - | |
| 36 MONTH | 6.50 % | - | |